Kotak 811 Account, Highest Interest Paying Digital Account

Kotak Bank App- Fund Transfer, Pay Bills, Book Train & Flight Tickets & more

Use Kotak Mobile Banking App for digital banking, send and receive money through UPI, book train tickets on IRCTC, book flight tickets and hotels on Goibibo. Easily pay bills, transfer funds, shop on Flipkart, recharge your mobile or DTH, on the go! Kotak Bank App offers Net Banking, the smart way to easily monitor your finances. Download Now!

Kotak 811 Account, Highest Interest Paying Digital Account

Kotak 811 Account, Highest Interest Paying Digital Account

Not a customer yet? Open Zero Balance Kotak 811 Account Online!
Use our app to open your own Kotak 811 Savings Account. You can open a digital savings account without stepping out of your home and with zero paperwork. Simply submit your Aadhaar number and PAN details to get started. Complete your Contactless KYC on Video Call!


 Your Kotak 811 Savings Account offers you:
• Zero Balance Account
• A free in-app virtual debit card
• Free Online Fund Transfer (UPI, IMPS, NEFT, RTGS)

Opening a savings account online has never been easier!
Internet Banking Simplified

Experience all the benefits of Net Banking at your fingertips. Here's what you can do with the app:
• Easy access to banking
Manage all your financial transactions from your smartphone. Check your savings account balance, request a checkbook, open a fixed deposit, and more.
• transfer funds
Send and receive funds online through NEFT, IMPS and RTGS. Transfer funds instantly with BHIM UPI on Kotak Mobile Banking App.

• Manage credit/debit cards
Use the app to apply for a credit card, pay bills, generate a PIN, toggle your debit/credit card on/off and much more.
• Make quick mobile recharges, pay bills, and more
Pay bills anytime, anywhere with Kotak Mobile Banking App. Recharge your mobile and DTH subscription, and pay your utility bills with BillPay facility. You can also set up autopay so that you never miss a due date again.
• Track Investments
Buy and redeem mutual funds and keep track of your other investments with ease.
• Get Personal Loan
Get instant personal loans starting from ₹3,000 without any documents and interest rates as low as ₹1 in a day. Use it in case of emergency or as an advance salary loan.

• Book train tickets and flights


 As a Kotak customer, you can use the app to book flights or hotel rooms through Goibibo, buy train tickets through IRCTC, book cabs or dive into Kemall to shop on Flipkart. can.
Experience reliable and fast mobile banking only with Kotak Mahindra 811 & Mobile Banking. Download the app today.

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get started
It is very easy to sign up on Kotak-811 and Mobile Banking App. Provide your Customer Relationship Number (CRN), Debit Card/Credit Card PIN and Net Banking Password. Our app will take you through a one-time activation process when you log in for the first time.
the protection
Kotak - 811 and Mobile Banking App is extremely secure. We value your privacy and account security and take immense pride in our digital banking services. Your data will not be shared with any third party without your consent.



 Kotak - 811 and Mobile Banking App requires the following permissions from users:
• Contacts: To allow access to mobile numbers for Mobile/DTH recharge or IFSC/MMID sharing
• Location: For Branch/ATM Locator
• Photos/Media/Files/Camera: To access gallery and set images
• Phone: To contact customer service
• SMS: To auto-activate the device during activation process (SMS will be applicable for select customers and will be based on customer's consent)

Kotak-811 and Mobile Banking App will access device-level optional data for credit risk assessment and decision making for better product offerings.

Download Kotak 811 App

Example: If the savings account balance at the end of the day is Rs. 1,50,000, then Rs. 1,00,000 will earn an interest of 3.50% per annum. and Rs. 50,000 (if balance exceeds Rs. 1,00,000) will attract interest @ 4.00% p.a.


 Can I hold my account jointly with any other applicant?

Unfortunately, Kotak 811 account is for one user only, and cannot be held jointly.

can i save my application and continue it later

Yes absolutely! All the information you enter is regularly backed up on our servers. You can quit the app or close it at any time. When you return, you can resume where you left off.

How do I start using the Mobile Banking app once my account is activated?

Once your account is activated, you can log in to the Mobile Banking App by entering your CRN and MPIN during the account opening process.

What's new:

• Sending money to anyone is now easier! Introducing the 'Pay Your Contact' feature on the app. Now send money to your phone contacts no matter what payment app or bank they are using

• Speed and stability matter, so we've refined it further to give you a better banking experience

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