CreditBee quick Personal Loan
Online loan for personal credit needs with flexible tenure & quick disbursal
Need money on urgent basis? KreditBee is the best online loan app that gives you direct bank transfer in 10 minutes.
Our process is 100% online, so get funds anytime, anywhere.
KreditBee, a 100% safe and secure money lending app, trusted by over 5 Crore Indians can get you instant credit within minutes, directly in your bank account, without any paperwork or physical documentation.
Online loans from ₹1,000 to ₹3,00,000
Interest rates - 0% to 29.95% p.a.
Tenures - 62 days to 24 months
Low transaction fees
Quick loans and easy EMIs
Why KreditBee?
✔Instant Personal Loans: With 100% digital processing, you get quick online loan approval and fast loan disbursal.
✔Loan for All Purposes: Low-interest loans to fulfill all types of credit needs including covering emergency expenses, consolidating debt, travel, shopping and much more.
✔Flexible Interest Rates and Tenures: Flexi personal loans with interest rates as low as 0% to 29.95% p.a., depending on your credit score. Repay the loan in simple EMIs with flexible tenures of 62 days to 24 months.
✔Transparency and Security: Online loans with us are safe and secure. We only work with RBI-certified NBFCs/banks which are guaranteed to be transparent and there are no hidden costs.
Our Lending Partners
Krazybee Services Pvt. Ltd.
IIFL Finance Ltd.
Incred Financial Services Ltd.
Fullerton India Credit Company Ltd.
Vivriti Capital Pvt. Ltd.
AU Small Finance Bank Ltd.
Northern Arc Capital Ltd.
MAS Financial Services Ltd.
Western Capital Advisors Pvt Ltd.
Cholamandalam Investment and Finance Company Ltd.
PayU Finance India Pvt. Ltd.
Poonawalla Fincorp Ltd.
Types of Loan Offerings
👉 Flexi Personal Loan - We offer flexi personal loans with short reimbursement tenure of 2-10 months for loan amount between ₹1,000 to ₹50,000. You only need PAN card and proof of address, to apply.
👉 Personal Loan for Salaried – We offer personal loans to salaried individuals for a flexible repayment terms of 3 to 24 months for a loan amount of ₹10,000 to ₹3,00,000. You must provide a PAN card, address proof and salary proof to avail the loan.
👉 Personal Loan for Self-Employed - We offer personal loans to self-employed, to fulfil business credit needs, from ₹40,000 to ₹1,50,000 with flexible tenures of 3 to 12 months. Apply online for quick loan using PAN card, address proof and income proof.
👉 Online Purchase Loan – Worries about big online purchases? Not anymore. Avail an e-commerce loan for our partner platforms such as Flipkart, Amazon, Myntra, Nykaa, MakeMyTrip, GoIbibo and Tata CLiQ and complete the transaction using an e-voucher. Repay the loan amount in low interest EMIs for a period of 2 to 12 months. Just a PAN card and address proof is required to avail the shopping loan.
Top Features
⇒ Simple EMIs: Payback in 2-24 months at your leisure.
⇒ 100% Online: Application process is completely paperless.
⇒ Complete Transparency: There are no hidden costs.
⇒ Languages: Available in Hindi and English.
Personal Loan for Salaried Individuals (Example)
Loan Amount: ₹50,000
Tenure: 12-months
Rate of Interest: 20% p.a.
Processing Fee: ₹1,250 (2.5%)
Onboarding Fee for New Customers: ₹200
GST on Onboarding and Processing Fee: ₹261
Total Interest: ₹5,581
EMI: ₹4,632
APR: 22.9%
Amount Disbursed: ₹48,289
Total Repayment Amount: ₹55,581
Eligibility
a) Indian national
b) Over the age of 21
c) Steady monthly income
Steps to avail a loan
1. Install KreditBee app
2. Sign up with email and mobile number
3. Fill basic information and check your eligibility
4. Upload KYC documents, including your ID, address proof and PAN card
5. Request money transfer or e-voucher for your loan